ATMs abroad: hidden fees and how to avoid them

Taking out cash in another country seems simple, but between fees and exchange rates the real cost can be surprising.

What it really costs

What costs can add up

Your bank may charge an international withdrawal fee, the ATM may add its own, and an exchange rate applies on top.

Beware of conversion at the ATM

If the ATM offers to charge you in your own currency, it usually pays to decline and choose the local currency, because the proposed rate is often less favourable.

How to withdraw better

How to reduce costs

Withdraw larger amounts less often, use ATMs from recognised banks and check your card's fees beforehand.

Safety

Prefer ATMs inside banks or places with cameras, cover the keypad when entering your PIN and check the reader for odd devices.

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AuditorTravel is an automated information tool; use it as a guide. The final decision is always yours.